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Frequently Asked Questions

Debt Advice Trust specialise in providing debt advice tailored to the needs of each customer, based on their individual financial circumstances.

What is an IVA?

An IVA, or an Individual Voluntary Arrangement is an agreement that is made between you and those you owe money to (your creditors) that determines how much you will repay each month and over what period of time (usually five years).

What is debt consolidation?

Debt Consolidation, quite simply, is a way of refinancing your existing debts, so that you only make one payment per month, therefore making repayments easier and relieving some of your financial stress.